Carleton, Inc.

Carleton, Inc. writes software and provides compliance services for the consumer lending industry across the United States. Its tools calculate loan and lease payments, produce the required documents and check that figures meet state and federal rules. The company is based in South Bend, Indiana.

What Carleton, Inc. offers

• CarletonCalcs — calculation engines that plug into a software partner's lending and leasing applications.
• CarletonDocs — generates and distributes the compliant forms needed through a purchase.
• CarletonAccess — a web interface for running what-if loan scenarios with different insurance protection combinations on one screen.
• CarletonAudit — independent checks of consumer loan calculations by in-house compliance attorneys and policy analysts.
• Compliance services — consulting, expert witness work, training seminars and regulatory support.

Who it works with

Consumer, mortgage, automotive, student and marketplace lenders, plus credit insurance providers and the software firms that serve them. Its products fit into quoting, originating, closing and servicing.

Key facts

• Based in: South Bend, Indiana, USA
• Experience: more than 55 years in financial services
• Coverage: regulations tracked across all 50 states