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SBA Microloan program

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The SBA Microloan program offers small government-backed loans to small for-profit US businesses through intermediary lenders

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TrustList summary

SBA Microloan program is a US government-backed lending route for small businesses that are starting up or expanding. The Small Business Administration funds nonprofit intermediary lenders, which make the loans and set all the terms. Loans are small, and repayment can run for up to seven years.

Services

  • Microloans: small loans that help a business start up or expand, made through intermediary lenders.
  • Permitted uses: a range of purposes that help a small business expand, but not repaying existing debts or buying real estate.
  • Repayment terms: up to seven years, set by the lender according to the loan amount, planned use and lender requirements.
  • Fit for new firms: the The SBA positions the programme for first-time founders and startups.

Clients

Operating for-profit small businesses located in the US that meet SBA size standards. Certain not-for-profit childcare centres can also borrow.

Key facts

  • Based in: United States
  • Run by: Small Business Administration
  • Repayment: up to seven years

Summary written by TrustList from the business's own published information, Oct 2026.

Categories & features

Trust Score

4/ 100
Trust Score: New

An earned signal from verification, reviews, awards, transparency and engagement - the vendor can't buy it.

Verification
0/100 · 20%
Reviews
0/100 · 30%
Awards
0/100 · 15%
Transparency
18/100 · 20%
Engagement
0/100 · 15%
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Coming soon

Updated 9/17/2026

Rankings

SBA Microloan program is ranked on 1 TrustList ranking at #5.

Every ranking orders its listings by their reviews, how complete the profile is and the Trust Score. SBA Microloan program has no reviews yet, 2 of the 10 profile details we look for and a Trust Score of 4. Where no listing on a page has been reviewed, the order follows the profiles alone.

As of 2026-11-03. Organic ranks only; sponsored placements are never ranks. How TrustList ranks

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