MONEI

A shop that sells online needs more than a checkout button: it needs payment methods its customers actually use, fraud checks and a way to refund. MONEI is a payment gateway and platform that handles these for online and in-person sales. It says many leading brands in Southern Europe use it, and it describes itself as one omnichannel platform reached through a single integration.

Payment methods and checkout

Merchants can accept a wide range of methods from the one platform, and the site includes Bizum, a payment method used in Spain, among the methods it supports. The checkout page can carry the merchant's own branding and a custom domain, which the vendor says builds trust. Routing rules in its payments orchestration are meant to raise the share of successful transactions, with the vendor claiming a gain of up to 40 percent. Subscriptions with customizable billing plans support recurring revenue.

Integration

MONEI says a checkout can be set up in minutes on popular e-commerce platforms such as Shopify and Adobe Commerce (Magento 2), or on a custom-built site through its Payments API. Earlier descriptions say it can be added with a single line of code.

In-store payments

For physical sales, MONEI Pay is a hardware-free point-of-sale system. Retail stores, restaurants and events can take NFC and QR payments from a mobile device, and the app shows in-person and online sales reports side by side. The site also lists retail and in-store payments and fiat payments for crypto exchanges among its use cases.

Settlement, security and reporting

The company promises settlement within 24 hours. A dashboard offers sales analytics by day, week, month or a custom period, with updates in real time. On security, it states compliance with 3D Secure 2.0, PSD2 and PCI DSS Level 1, and it protects merchants against fraud. It also says transaction fees fall as a merchant's volume grows, and customers can contact sales or open an account on the site.