Decerto

Decerto builds software for insurers, covering claims, policy administration, rating and distribution. Since 2006 it has made custom systems for P&C, life, health, group and embedded insurance, and it also modernises selected parts of insurers' existing platforms. Its work is API-first, so new modules plug into systems already in place.

What Decerto offers

• Agent Portal — a single workplace system that automates the day-to-day work of insurance agents.
• Higson — a business rules engine that automates underwriting decisions and pricing and speeds up new product launches.
• Claims AI — tools that take in claim documents and produce recommendations for adjusters.
• Underwriting workbench — software supporting underwriting teams.
• Custom insurance systems — dedicated builds and partial modernisation using agile, iterative delivery.

Who it works with

Decerto's clients include U.S. P&C carriers, MGAs and TPAs, and large insurance groups such as Allianz, Generali, Talanx, Warta, Aviva, Sompo and Vienna Insurance Group, running over 200 live insurance products between them.

Key facts

• Founded: 2006
• Products: Agent Portal, Higson
• Lines of business: P&C, life, health, group, embedded
• Recognition: named in the Everest PEAK Matrix for underwriting orchestration