Fuller Financial Solutions

• We present all your options – no pressure
• We get you results

What brings you here today?

• I need a solution to a serious CRA tax problem
• I want to reduce my credit card payments
• Divorcing and in debt – what should I do?
• I received a garnishee notice
• How can I stop a wage garnishment?
• I am behind filing taxes and have no receipts
• I lost my job
• I don't owe a lot but I can't make my payments

No matter the financial difficulties you’re facing, the knowledgeable financial advisors at Fuller Financial Solutions will help you get back on track

• Free consultation In-person, by phone, virtual
• 25+ years of experience Helping people restructure their finances

25+ years of experience

• High success rates What we suggest, we can make happen
• Licensed and certified Recommendations you can trust

Will I lose my home if I file for bankruptcy?

You won't lose your house if you go bankrupt as long as you continue making your mortgage payments The bank cannot foreclose or repossess your house if the payments are current Secured creditors are prevented from amending your mortgage term solely because you file for bankruptcy

All your possessions and belongings, including your car and home, are protected from your creditors when you file a Consumer Proposal By using a Consumer Proposal to consolidate and pay off all your unsecured debts, you might find it easier to continue making car and mortgage payments

Can my wages be garnished if I file a Consumer Proposal?

No Upon filing a Consumer Proposal, you are protected from the commencement or continuation of any proceedings by your creditors to collect their debt Therefore, a wage garnishment and collection calls would stop

Will my creditors keep contacting me after I file a Consumer Proposal?

As soon as you file for a Consumer Proposal or bankruptcy the law will protect you and direct contact from your creditors/collection agencies will stop They will only be allowed to contact the Trustee office regarding your debts

Will my spouse be affected by my Consumer Proposal?

If you file a Consumer Proposal, it will not affect your spouse's credit report The only time they would be obligated to pay your debts is when you have joint debt If the debt is only in your name, then your spouse will not be affected by your Consumer Proposal

Will a Consumer Proposal settle all my debts?

Yes, except for secured debts (e g , car loans, house mortgages, etc ) and certain debts for court fines, spousal support, debts related to a fraud, and debts for student loans made under the Canada Student Loans Act or by a province, which are not older than seven years

What Happens to Your Credit Score When Filing a Consumer Proposal?

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