Vaultedge AI

Vaultedge AI is document-processing software that applies machine learning and generative AI to financial paperwork. Its main use is mortgage loan processing, where it reads loan files, indexes them and flags exceptions for an underwriter.

What Vaultedge AI offers

• Mortgage automation — identifies, indexes and extracts data from loan documents, with an audit trail.
• Income analyser — assesses income for W2 and self-employed borrowers against Fannie Mae and Freddie Mac forms.
• Non-QM decisioning — an automated underwriting tool for non-QM loan programmes.
• Servicing boarding — compares extracted data with source data when a loan portfolio is boarded.
• Document questions — a generative AI feature answers questions asked about uploaded documents.

Who it works with

Mortgage lenders, servicers, investors and whole loan traders; the site also mentions insurance and banking documents.

Key facts

• Integrations: loan origination systems such as Encompass, Calyx and Black Knight, through open APIs, or standalone use
• Coverage: over 900 document types and more than 5,000 data fields out of the box
• Security: SOC II compliant