Holvi

Holvi runs an online business account from Finland, aimed at people working alone and at small teams across Europe. One app holds the account itself plus cards, invoices and bookkeeping.

What Holvi offers

• Business account — supports instant SEPA transfers and sending or receiving payments in eighteen currencies.
• Debit, credit and virtual cards — with a dedicated card for paying regular subscriptions.
• Bookkeeping tools — scans and stores receipts and calculates VAT to set aside for tax time.
• Invoicing — creates, sends and tracks invoices, with notifications when they are paid.
• Team card controls — a debit card per team member, each of which can have cash machine or online use turned off, plus instant usage notifications and spending insights.

Who it works with

Holvi is aimed at solopreneurs and small teams managing their own business finances.

Key facts

• Based in: Finland