Sole traders looking to simplify work life with easy invoicing, expense management and bookkeeping tools

1–9 employees
Self-employed people and small teams looking to manage team spending and scale smart

10–50 employees
Established small businesses looking to streamline operations and gain financial clarity

Smarter small business banking

See how much money is yours in real time

Imagine your business account always knows how much VAT you need to set aside for taxes, and what your balance will be in two weeks
With Holvi, you can manage cash flow in real time and see how finances are doing, at a glance

• VAT calculator: Shows how much you have to save for tax time
• Real-time profit: Shows how much revenue is left after expenses
• Balance forecast: Shows your upcoming balance based on scheduled transactions in and out – so you always stay ahead of the curve

Billing clients, so easy with Holvi

Send invoices to your customers directly from your business account
We’ll let you know when an invoice is paid and alert you of overdue invoices

• Create, send and track invoices online
• Get notified the moment an invoice is paid
• Inbound payments auto-match to invoices

Bookkeeping & tax preparation

Prep for tax time effortlessly on the go

With Holvi, bookkeeping is so easy you won’t even know you’re doing it
We take the stress out of tax time

• Scan receipts in the Holvi mobile app
• Categorise income and expenses, add VAT and notes
• Download reports to simplify tax declarations
• Or share bookkeeping data with your accountant online

Virtual cards are here!

Now you can create virtual debit cards for online purchases
With your own card number, for even more security and cost control

Open an account online or in-app

Get up and running in just a few days

1
Confirm your identity online (via ID check)
2
Fill in your company information
3
Choose your plan

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