Holvi

Holvi is a European business account aimed at the self-employed and small teams. It combines banking, invoicing and bookkeeping in one app, with payment cards for business spending.

What Holvi offers

• Business account — online banking with instant transfers and payments in 18 currencies.
• Cards — debit, credit and virtual cards, including team cards run on Mastercard.
• Invoicing — create, send and track invoices, with incoming payments matched automatically.
• Bookkeeping — receipt scanning in the mobile app, categorising of income and expenses, and exports for tax time.
• Cash flow tools — a VAT calculator, real-time profit and balance forecasts.
• Integrations — links to accounting software.

Who it works with

Sole traders, self-employed people, and small teams of up to 50 employees.

Key facts

• Apps: iOS and Android
• Region: Europe