Hickory & Company builds AI agents for bank and fintech compliance: transaction monitoring and case management, chat-driven review queues, background evidence gathering and an audit trail for examiners, with staff making the decisions.
Hesper AI
New· 4AI agents that work an insurance claim file, reading documents, checking provider licenses, calling parties and tracing photo locations, then hand the adjuster a decision with a link to the evidence behind every flag. For carriers, TPAs and MGAs.
- Insurance
- Claims Management
- Fraud Detection
- Artificial Intelligence - AI
TrustList summary
Not yet independently verified. No maker launch date, so it is dated from the Y Combinator launch page. The claims processed, paying customers, SOC 2 and HIPAA statements, the fraud examples and the internal benchmark figures are the company's own and unchecked; neither page gives its location or the founders' surnames. We will update this when it can be confirmed, and remove this note.
Claims teams can process 100 files a day but cannot properly work 100, the founders of Hesper AI say, because outsourcing a full investigation costs $1,500 to $2,500 per claim and so happens only on files that look bad. Their answer is a set of agents that each take one piece of the workup.
A team of agents on one file
Document agents read invoices, estimates, medical records and police reports and check them against each other. Verification agents check providers and licenses against databases. A collection agent emails, texts and calls parties for missing papers. A GPS agent places a photo even without metadata, a social mapping agent looks for links between the parties, and medical agents review records and necessity.
What the founders say they caught
Their examples include a repair invoice whose total was edited after it was issued, a clinic claim where a phone call showed the patient was never seen, and damage photos taken 40 miles from the reported loss. Every flag links to the page, record or call behind it, and the adjuster makes the final decision.
From first notice to recovery
The site frames the product as eight stages: intake, triage, coverage, investigation, estimation, settlement, payment and recovery. It names Guidewire, Duck Creek and Majesco among the core systems it connects to, and claims SOC 2 and HIPAA compliance. Its internal benchmarks put fully investigated flagged claims at about 25 percent by hand and 100 percent with Hesper.
Founders from Nanonets
Pankaj, an engineering manager at Nanonets (YC W17), and Nitish, who worked on revenue growth there, talked to 25 claims teams before writing code.
Key facts
Maker: Hesper AI Founders: Pankaj and Nitish (surnames not given) Launched: 5 November 2026 on Y Combinator's launch board YC batch: Fall 2026 Pricing: not published; demo booking Platforms: web platform with API integration to claims systems Website: gethesperai.com
Categories & features
- Insurance
- Claims Management
- Fraud Detection
- Artificial Intelligence - AI
Trust Score
An earned signal from verification, reviews, awards, transparency and engagement - the vendor can't buy it.
Updated 11/7/2026
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