Fifo Capital

Get the funding you need, when you need Once an offer is accepted, funding will be in your account within 24 hours

With a team of experts that you can rely on

We adhere to responsible lending practices, but we also understand that circumstances are often complex We assess funding requests, based on the overall performance of your business — and not just the last few months

Benefit from our team’s 120+ years of combined experience, working across all types of industries and complex circumstances

We pride ourselves on building strong relationships with our clients and we care about supporting your changing needs That’s why we provide you with a dedicated lending specialist, who is only ever a phone call away

Experts in working capital

We offer professional guidance and tailored solutions to meet your business finance needs Using our facilities you can change the way you do business for the better

Stop worrying about your cash flow and get back to growing your business

Fast, flexible finance for good businesses

We’ve taken the best bits of traditional lending, and added to that – faster turnarounds, more flexible terms and generous facilities for businesses with good balance sheets

Whether you need fast one-off cash flow solutions or you’re looking to take your business finances to the next level, we can help

“Banks can only do so much Fifo Capital bridges the gap between what we need to fund our growth, and to de-risk exposure to bad debt I look back and I wonder what we would have done without it ”

We fund businesses like yours

Are you looking for better ways to fund your business? Do you have an active ABN or ACN? Has your business been operating for more than 6 months? Yes? Let’s get your capital working! Improve your business, simply by rethinking how you manage your payables and receivables It really can be that simple

Our dedicated team can help you understand the different ways you can put your working capital to task and get you set up in as little as 24 hours

Level up your business using your existing assets

We specialise in helping SME and corporate businesses to improve their cash flow and their overall business, using their working capital

Once you understand how to use working capital effectively, you can access a whole new level of potential benefits, discounts and security for your business and your supply chain

We offer funding for businesses, anywhere from $5K up to $2M

If you run a good business, that’s been operating for more than 6 months, and you have an active ABN or ACN — we will be in a good position to assist you Depending on the type of funding solution you require, the specifics may vary Talk to our team about which of our funding options can be best used to strengthen your business For short-term cash injections, such as selective invoice finance requests, then you will simply need the unpaid invoices and be authorised to engage on behalf of the business and an active ABN or ACN Speak to our team, and we will be more than able to assist and advise, based on your circumstances

See how we've helped thousands of Australian SME businesses grow

We're for business For businesses of all sizes, and across all industries

And we've made it our mission to improve the way Australian businesses do business

Fifo Capital plays a critical role in Australia's commercial finance landscape Led by some of Australia's most experienced alternative finance experts, we're proudly backed by Melbourne-based investment house, Wingate

Since 2007, we’ve supported thousands of Australian businesses with more than $2B And we're just getting started

More than 3,000 SMEs and corporate businesses in Australia rely on our finance solutions

A respected advisor on alternative finance; we work in hand with the government and other bodies, to advocate for better ways to improve stability and fairness in the Australian financial system