Rubikon

Rubikon is a core banking system made by Neptune Software Group. It works as a complete universal banking platform or as separate modular applications, covering back-office and front-office work with integrated workflow.

What Rubikon offers

• Lending — credit applications, loan origination, repayment scheduling, disbursement, delinquency and collateral management.
• Workflow and rules — an external rules engine that lets banks change operating rules without the vendor.
• Digital banking — access through ATM and POS, internet, mobile and SMS channels.
• Integrated tools — CRM and business intelligence in real time.
• Orbit-R — a spin-off module built for the microfinance sector.

Who it works with

Banks and financial institutions, including larger microfinance institutions.

Key facts

• Deployment: supports several regions, currencies and languages in one environment
• Rating: the vendor reports a 4-star CGAP rating since 2008