Experian Marketing Services

Experian Marketing Services appears on the Experian consumer website, which gives people access to their credit information and a set of tools for managing money. The site is aimed at individuals who want to understand and improve their credit position.

What Experian Marketing Services offers

• Credit report and FICO Score — free access to a credit report and score, with monthly updates across three credit bureaus.
• Score boosting — links bills such as phone, utilities, streaming and eligible rent to a credit file.
• Credit card matching — suggests card offers fitted to a person's profile, including cards that do not trigger a hard search on a declined application.
• Identity protection — scans the dark web and people-finder sites for exposed personal data.
• Bill and subscription negotiation — contacts providers to lower or cancel eligible recurring bills.
• Insurance comparison — lets drivers compare car insurance quotes.

Who it works with

The offer is written for consumers, mainly in the United States, who want to build credit, cut bills or watch for fraud.

Key facts

• Credit file controls: users can freeze or unfreeze their file, dispute inaccurate entries and add or remove fraud alerts.
• Mobile app: credit alerts and score tools are also offered through an app.