Horizon Advisers

About Horizon Advisers

Take control of your financial future by accessing our software that keeps track of your finances and monitors your progress towards reaching your goals

Put your money in the right places at the right time with a tailored investment strategy that optimizes your portfolio and maximizes your chances of return

Avoid common tax pitfalls and unwanted implications with proactive advice and support that will help guide you as you make important financial decisions

Empower our clients through ongoing education, transparent communication and service that exceeds your overall expectations

Alexander Dinser, CFP®, ChFC®

Alexander Dinser is a CERTIFIED FINANCIAL PLANNER™ professional with Horizon Advisers Alex began his career in 2007 with MetLife, before graduating with his bachelor’s degree in Finance from Western Michigan University He continued his studies at Oakland University to obtain his CFP® certification in 2010 While studying, Alex spent over four years working with MetLife, growing his financial planning practice and becoming one of the youngest, top advisors in Michigan Due to the “Great Recession” and tough economy many Americans faced at this time, Alex was able to gain a wealth of knowledge surrounding capital markets and personal financial planning In February 2012, Alex left MetLife to gain independence as a financial advisor and provide a variety of services to better fit his clients’ individual needs

Alex taught at Oakland University in the same CFP® program from which he graduated for 8 years, retiring in 2021 He has also earned the designation of Chartered Financial Consultant (ChFC), with a concentration in estate planning Alex is an accomplished financial planner with a dedicated aspiration to help each person he encounters He has been mentioned in several national publications, including Hour Detroit magazine and Investment News Alex enjoys interacting with his clients and having a personal relationship with them and their families His dedication to this business is displayed through his passion for planning and helping people meet their financial objectives

Alex is a proud alumnus of Orchard Lake St Mary’s Preparatory Catholic High School He enlisted in the Air Force National Guard after graduating and proudly served with honors for nine years In 2007, he completed a tour in Balad, Iraq during Operation Iraqi Freedom Alex currently lives in Royal Oak with his wife, Jessica, daughter, Adalyn, and son, Brady He enjoys bow hunting, fishing, recreational golf, and spending time with his family at their up-north cottage

Ryan Kus graduated with high honors from Rutgers University in New Jersey in 2003 Following graduation, Ryan took a sales position with the insurance company American Income There he found immediate success, and after one year, took a management role where he organized and then led a team of ten salespeople Ryan was off to a great start, but he felt a desire to help people in a deeper way In 2005, Ryan was recruited by MetLife’s second most productive office to work as a financial advisor While there, Ryan built an independent company that focused on working with business health insurance and employee benefits This really took off, and by 2008 his team was working with over 135 companies That same year, Ryan married his wife Rachel, sold his employee benefit business, and moved to Plymouth, Michigan He continued his financial planning practice in Ann Arbor, Michigan

In 2010, Ryan was approached by M&O Marketing, a national marketing organization located in Southfield, Michigan, and was offered an executive position with the company He was responsible for building a new division with a focus on distributing financial products to financial advisors around the country During this time he wrote the book “Got MELC?” and wrote articles for “Life Insurance Selling,” a national trade journal

Ryan separated from M&O Marketing in 2013, to help create Horizon Wealth Management, the predecessor to Horizon Advisers He uses his past experience to assist his clients in working toward achieving their goals, and utilizes his leadership skills to continue to expand the Horizon team In 2015, Ryan helped put together an acquisition of a CPA firm, and then in 2016, Ryan helped create Horizon Advisers and merge two other tax practices

I currently reside in Plymouth, MI with my wife, Rachel, daughter, Charley, and son, Gage I moved around a fair amount as a kid I have spent parts of my life living in Michigan, New Hampshire, and New Jersey

My favorite sports are basketball, football, and tennis One of my passions in life is traveling, and while I have been all over the world, I have many stops to go

I value hard work My mother and father were both Marines We grew up with little and in our home, hard work was a way of life I still embrace this today, and will always appreciate this quality

I have had to overcome great obstacles in my life and have learned from each one My greatest being the death of my sister and mother when I was 17 and 19

Dennis Glasson is a Certified Public Accountant and started his public accounting career in 2000 He has a Bachelor’s of Business Administration, major in Accounting, from Western Michigan University where he was a member of Beta Alpha Psi, an international honor organization for accounting students Dennis uses his technical knowledge to provide full spectrum tax, accounting and business consulting services to his clients He applies this expertise across a broad range of industries Dennis’ mission is to be his client’s most trusted adviser and to consistently exceed their expectations

Tax services (Individuals, Partnerships, LLCs, Corporations, Trusts and Non-for-profit organizations) including preparations, analysis, planning and representation before taxing authorities Extensive general business planning and consulting Accounting experience includes: audit, review and compilation of financial statements, financial forecasts, cash flow analysis, projections and budgets, retirement plan consulting and bookkeeping

Industry Involvement and Associations

Member of American Institute of Certified Public Accountants
Member of Michigan Association fo Certified Public Accountants Dennis Glasson is not affiliated or registered with Cetera Advisor Networks LLC Any information provided by Dennis Glasson is in no way related to Cetera Advisor Networks LLC or its registered representatives

Mark Merski is a tax accountant and self-employed business owner who has been working in the industry since 2005 Mark joined his father’s practice in 2007 after graduating with a finance degree from Michigan State University and a master’s degree in taxation from Walsh College He went on to take over the business and expand it to what it is today Mark grew up in Northville and attended Catholic Central High School He bought a home in Northville three years ago and currently resides there

His expertise is individual tax preparation and small business accounting Mark delivers a unique style of tax preparation often not seen in the industry The client sits down across from him at the table while the tax return is actually prepared The client comes in with their paperwork and leaves with a finished product This approach ensures a timely, efficient, cost-effective savings to both parties

Wisley & Williams is not affiliated with Cetera Advisor Network Alexander focuses in working with individuals, young families, retirees and business owners to assist them in attaining their financial goals He takes time to understand what his clients truly want and applies advanced concepts to help achieve clients’ goals Alexander uses investment strategies to bridge lump sum pension buyouts; life insurance and the benefits to loved ones, disability insurance and long-term care insurance to formulate a sensible strategy that will endure for the long haul Alexander is dedicated to bringing added value to the consulting process by assessing his clients’ immediate needs and ensuring their future goals are considered part of a long-term plan

Alexander’s approach to consulting with his clients is based on a four-step process that identifies financial concerns: addresses client concerns, recommends short-term solutions, recommends long-term solutions, and implements recommendations He is focused on building life-long relationships with his clients and following through or modifying strategies as necessary over the life of the client relationship Alexander can recommend strategies for protecting against an unanticipated loss of a wage earner, a crippling disability, or a long-term care event that would put a financial and emotional strain on a family

Alexander is an Oakland University Business Finance graduate and is engaged in the local community by volunteering his time performing community service at his church He is also engaged as a volunteer for the Wounded Warrior Project and helps raise funds for wounded veterans

Alexander has a passion for the outdoors and enjoys following college and professional sports He spends his leisure time improving his golf game and plays at many of Michigan’s most challenging golf courses He also enjoys traveling to experience new cultures and languages Alexander currently resides in Rochester, Michigan with his wife Rachel and daughters Kennedy and Presley