Applied Advisor

Applied Advisor is the practice of Kathy Hentges, a CERTIFIED FINANCIAL PLANNER, who has advised clients since 2003. Planning is billed by the hour, and the practice sits between doing everything alone and handing money over to a manager: clients keep running their own portfolios but get professional feedback and guidance.

What Applied Advisor offers

• Retirement planning — checking whether clients are saving enough and how to plan for later life.
• Investment guidance — help choosing investments and setting asset allocation, without managing the portfolio.
• Employer stock compensation — planning around stock options and other equity from an employer.
• Tax preparation and planning — filing returns for planning clients only, plus planning to manage tax.
• Cash flow and debt — cash flow management and paying down debt.
• Education planning — preparing for future education costs, and questions such as handling an inheritance or buying a home.

Who it works with

It works with individuals, domestic partners and married couples, and prepares taxes for single-member California LLCs.

Key facts

• Founded: 2003
• Credential: CERTIFIED FINANCIAL PLANNER
• Planner: Kathy Hentges