Ice Cap Group

WHY BORROWERS CHOOSE ICECAP SPEED OF APPROVALS AND CLOSING COMPETITIVE RATES AND TERMS DIRECT ACCESS TO LENDING PRINCIPALS STREAMLINED CONSTRUCTION AND FUNDING PROCESS UNDERSTANDING OF REHABILITATION PROCESS AND LOCAL MARKET EXPERTISE WHY INVESTORS CHOOSE ICECAP ACCESS TO A NICHE SUBSECTOR OF THE REAL ESTATE MARKET SECURITY OF INVESTMENT THROUGH ASSET-BASED LENDING EXPERTISE AND A PROVEN TRACK RECORD Access to a niche subsector of the Real Estate Market Security of investment through asset-based lending Expertise and a proven track record Strong reputation and relationships IceCap Group targets a niche subsector of the US real estate market where it can offer bridge financing that caters to the fix-and-flip and fix-and-rent space This market is under banked and less developed than other areas of commercial mortgage lending, presenting a unique opportunity for IceCap Group to provide bespoke financing to borrowers in exchange for an attractive return stream

IceCap loans are secured by a first lien against the subject property and may also encumber additional real estate or other assets or equity of the borrower While the firm strives to maintain high credit standards with experienced borrowers, a low credit score or limited track record can be mitigated by structuring the deal with a lower LTV and/or LTC to give the Firm added security in the event of default

The team behind the IceCap Group has a 40+ year history in apparel manufacturing and logistics, a 30+ year history of real estate investing, as well as venture capital experience In addition to in-house expertise to take over a property in a workout situation, IceCap has relationships with multiple non-performing loan investors to facilitate efficient disposition of credit issue loans if they arise The team has a strong track record of investment and loan performance, with no foreclosures or principal losses to date

The firm and family have skin in the game and invest alongside fund investors in a meaningful way

IceCap Group enjoys outstanding deal flow and has direct access to attractive prospective transactions The team has the requisite capacity to secure and execute a broad array of lending and origination opportunities

The IceCap Group maintains a start-up mentality in order to evolve as markets and clients’ needs evolve

The firm takes a long-term approach to its relationships with its borrowers, brokers, institutional partners and investors 65% of borrowers are repeat clients and have been involved in more than one loan from IceCap

31 West 34th Street Suite 1012 New York, NY 10001