Emirates Development Bank (EDB)

Emirates Development Bank (EDB) is a development bank in the UAE. Federal UAE development bank that finances startups and SMEs in five priority sectors (startup loans up to AED 2 million), offers credit guarantees, and runs the AED 1 billion Emirates Growth Fund for larger SMEs.

What it offers

• “We also provide financial support of up to AED 2 million to qualifying startups across our key strategic sectors.” — edb.gov.ae
• “Flexible tenors of up to 72 months” — edb.gov.ae
• “Even without assets, we offer up to AED 2million based on our financial and qualitative evaluation of your business.” — edb.gov.ae
• “EGF typically invests between AED 10 million and AED 50 million in primary capital.” — edb.gov.ae
• “Companies are using credit guarantees from EDB to facilitate small business loans by providing assurance to lenders, so a limited credit history or collateral doesn't prevent access financing.” — edb.gov.ae

Who can apply

• “Revenue-generating companies with annual revenues of AED 10 million or more, based in the UAE and operating in the following priority sectors:” — edb.gov.ae
• “Generally, factors such as creditworthiness, business viability, and alignment with EDB's strategic objectives are taken into consideration.” — edb.gov.ae

Stages

Growth

How to apply

Apply or read the rules on the official site.

About this listing

TrustList compiled this listing from Emirates Development Bank (EDB)'s official pages in September 2026. The quotes above are its own words. Amounts, deadlines and eligibility rules change, so check the official site before you rely on them.