Digitaalinen asuntokauppa DIAS

Digitaalinen asuntokauppa DIAS is a Helsinki-based platform that lets housing-share and real estate deals be completed electronically. The name means "digital housing trade"; the service was developed together with the wider property sector, and estate agents and banks take part in it.

What Digitaalinen asuntokauppa DIAS does

• Digital housing-share sales: trades in housing company shares, whether the owner holds a paper share certificate or an electronic ownership entry.
• Digital property sales: sales of a property, a transfer of a land lease or a fractional share.
• Electronic signing: buyer and seller sign the deal online and can follow its progress.
• Payment handling: payments to the estate agent and to the tax authority are handled within the deal.
• Shared trade process: a common process with agreed target handling times that all participants have signed up to.

Who it works with

Its direct customers are estate agency systems and banks under contract. Buyers and sellers reach it through an estate agent, who is involved in every DIAS trade.

Key facts

• Based in: Helsinki
• Trading began: June 2019
• Participants: estate agents and banks