Online Check Writer

Paying a supplier who will not take a card, printing a check on plain paper, and collecting from a customer all usually involve different tools. Online Check Writer, which the site says is powered by Zil Money, is a cloud platform that tries to cover those jobs in one account. The operator states plainly that it is a financial technology company and not a bank, and that banking and money movement are provided through partner financial institutions and licensed service providers.

Printing checks on any printer

The platform's original job is check printing. Users can print blank checks and custom checks on any printer, print several at once, import a list and print it, group checks together and add a custom stub. A voucher can be turned into a check, and deposit slips can be printed for any bank. Checks can also be emailed, and when a user is busy the company will print and mail a check to a client or vendor. The vendor describes its security as military grade, and says its service is cloud-based.

Paying a supplier by card

A main feature is paying by credit card where the supplier does not accept cards. The user pays on the card and keeps any card rewards, while the supplier receives payment as a check, an ACH transfer or a wire. The company points to advantages such as buying in advance or in bulk, improving cash flow and giving suppliers payment in the form they prefer. Other methods listed include debit, eChecks, wallet-to-wallet transfers, real-time payments, QR code payments and direct deposits.

Getting paid

The platform sends invoices and collects payments, and customers can be sent payment links. A check draft feature lets a business collect rent or other payments, with mini invoicing for the customers who pay that way.

Bank connection and fraud checks

A user can connect a bank account so that checks are tracked automatically, and the vendor says this helps prevent fake or fraudulent checks. Bank data is kept alongside the payments so that records stay accurate.

Accounting and team access

The service syncs with leading accounting platforms to simplify bookkeeping and tax work. Employees or extra users can be added with limited access, and the web features are also available in a mobile experience.

Who uses it

The site describes the product as serving businesses of many sizes, and says over a million users have signed up.