Destiny

Destiny is a web-based loan origination system from Integra Software Systems. It covers the work of a mortgage lender from first contact to secondary marketing, and it supports both wholesale and retail operations. The vendor invites lenders that have outgrown their current system to get in touch.

What Destiny offers

• Lead management — captures and tracks prospects.
• Call centre tools — functions for teams that originate by phone.
• Point of sale — support for taking applications at the counter.
• Products and pricing engine — supports all loan programmes, with risk-based pricing for sub-prime loans.
• Secondary marketing — features for selling loans on after closing.

Who it works with

Wholesale and retail lenders, including those that write sub-prime loans.

Key facts

• Vendor: Integra Software Systems.
• Delivery: internet-based.