9 Spokes

9Spokes started with the idea of bringing cloud tools once reserved for large companies to small businesses. It now sells a white-label data platform to financial institutions, which turns consented small business data into financial insights.

What 9Spokes offers

• SMB Financial Hub — a branded dashboard where small business customers see cashflow, accounts, merchant activity, credit cards and connected business apps in one place.
• Customer Insights Hub — portfolio views for business banking, credit, product, marketing and lending teams, showing customer health, risk signals and growth opportunities.
• Data aggregation — pulls together banking, merchant, credit card, cashflow and business app data, with customer consent.

Who it works with

Banks, fintechs and merchant aggregators that serve small and medium-sized businesses.