Aptic AB

Aptic is a Northern European fintech software company. Its platform, Aptic ARC, covers credit and finance processes and can be assembled from separate modules. The company draws on close to twenty years of experience and has offices in Sweden, the Netherlands and elsewhere in the region.

What Aptic offers

• Lending — several loan types managed on one platform.
• Factoring — software with automated risk management.
• Invoice to cash — handling of large invoice volumes with credit management.
• Buy now pay later — credit for e-commerce and point of sale.
• Debt collection and leasing — support for the full collection process and for equipment and vendor leasing.

Who it works with

Banks, factoring companies, lenders, debt recovery agencies and e-commerce providers across the financial services field, mostly in northern Europe. The company says it has over a hundred customers.

Key facts

• Offices: Stockholm, Trollhättan, Skövde, Oslo, Århus and Amsterdam
• Team: over 120 people
• Product: Aptic ARC