Investec

Apply for a savings account or contact your private banker. Minimum deposits from R100,000 required to open an Investec savings account

Instant access deposit account

Our instant access deposits offer you easy and immediate access to your funds while ensuring you still benefit from a competitive rate Save from R100,000 initial deposit and choose from a prime-linked or money-market linked rate You may withdraw and top up funds whenever it suits

Our fixed deposit accounts enable you to lock your savings away for a fixed term*, while benefitting from higher rates of interest Save from R100,000 You have the choice of a fixed or prime-linked interest rate as well as the availability of a tax-free 12-month fixed-term savings account

Have your finger on the pulse with the latest savings account interest rates.

Why save with Investec?

• One size doesn’t fit all Depending on how quickly you'd like to access your funds, we have something to suit you
• Whether you're saving for a wedding, a second home, or your child's education, you can be sure to find a savings account that suits your needs

One size doesn’t fit all

Depending on how quickly you'd like to access your funds, we have something to suit you Whether you're saving for a wedding, a second home, or your child's education, you can be sure to find a savings account that suits your needs

• Specialist team of consultants Perhaps you don't know exactly what you're saving for, but want to start putting something aside for a rainy day
• We have a team of specialist savings consultants to guide you on what products, or combinations of products, you could consider

Specialist team of consultants

Perhaps you don't know exactly what you're saving for, but want to start putting something aside for a rainy day We have a team of specialist savings consultants to guide you on what products, or combinations of products, you could consider

• You are in control You may choose how long you want to save for, from one month to five years, or much longer
• You may also choose between having your monthly interest compounded or paid out to a nominated bank account

You are in control

You may choose how long you want to save for, from one month to five years, or much longer You may also choose between having your monthly interest compounded or paid out to a nominated bank account

• Competitive interest rates and zero fees Regardless of what product you choose, Investec savings accounts offer you competitive interest rates
• And none of our savings accounts incur monthly fees

Competitive interest rates and zero fees

Regardless of what product you choose, Investec savings accounts offer you competitive interest rates And none of our savings accounts incur monthly fees

Our savings and cash investment products give you what we believe matters most - capital preservation, security and exceptional returns

The Investec Gibs Savings Index

Read the latest Savings Index and get our insights into the savings behaviour of South Africans

View terms and conditions

• 1
• How does a savings account work
  An individual deposits capital into a savings account at a bank or financial institution for an agreed-upon time period and at an agreed-upon interest rate
• At the end of the agreed-upon period, the capital and interest earned can be withdrawn or re-invested

1 How does a savings account work An individual deposits capital into a savings account at a bank or financial institution for an agreed-upon time period and at an agreed-upon interest rate At the end of the agreed-upon period, the capital and interest earned can be withdrawn or re-invested

• 2
• Does your money grow in a savings account Yes, there is potential for growth depending on the agreed-upon interest rate, time period, and initial capital amount deposited

2 Does your money grow in a savings account Yes, there is potential for growth depending on the agreed-upon interest rate, time period, and initial capital amount deposited

• 3
• How is savings account interest calculated? To calculate the interest you can earn on your savings account, multiply your savings balance by the interest over the savings period
• Interest can be compounded daily, monthly or over the fixed term of your investment