Investec

Investec is a bank that provides savings products, including instant access, notice and fixed-term deposit accounts. Clients can apply directly or speak to their private banker about which option fits.

Products and services

• Instant access deposits: an account where money can be withdrawn or topped up at any time, with a choice of prime-linked or money-market-linked interest.
• Notice deposits: savings held with a notice period, for people who can plan when they need the funds.
• Fixed-term deposits: money locked away for an agreed period, with a fixed or prime-linked interest rate.
• Tax-free fixed-term account: a twelve-month fixed-term savings option.
• Savings consultants: a specialist team that advises on which product, or mix of products, suits a saver.

Clients

Individuals saving for goals such as a wedding, a second home or a child's education, or those who simply want to set money aside. Savers choose how long to save, from one month to five years or longer, and whether interest is compounded or paid out to a nominated bank account.

Key facts

• Account types: instant access, notice and fixed-term deposits
• Interest options: fixed, prime-linked or money-market-linked, depending on the product