AppTech

AppTech, trading as AppTech Payments Corp, provides payment technology to fintechs, money service businesses and regulated financial institutions. Its current offer is a single integration that connects a client to a network of chartered banks.

Services

• Multi-bank access: one API and console to open accounts and route ACH, wire, real-time, FedNow and card payments through the most suitable bank.
• Shared compliance layer: common identity checks, sanctions screening and transaction monitoring across partner banks.
• Commerse platform: a cloud service for accepting digital payments, including card and alternative methods.
• Text-to-pay: patented SMS payment and invoicing.
• Digital banking tools: infrastructure for banking products built by clients.

Customers and markets

Fintechs, money service businesses and regulated financial institutions that want fewer separate bank relationships and less repeated compliance work.

Key facts

• Sector: payments and banking infrastructure
• Product: Commerse
• Partner programme: available to banks and platforms