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About LHO

LHO & Associates is a professional firm specializing in DEBT RESOLUTION

This term simply means that we are committed to resolve all categories of corporate and personal debt accounts; as we are a ONE-STOP SOLUTION provider securing your entire Sales & Receivables cycle for all types of businesses

Our unique proposition is that there will be NO UPFRONT CHARGES even up to court actions Our charges are on a successful recovery basis which includes collection of all instalment settlements

If there is no recovery after enforcing all feasible actions, we will assist you with the Insolvency Management and/or Tax Treatment for those irrecoverable debts

To implement a personal touch on every collection point; acknowledging that not all accounts should be pursued with the same strategy

We strive to be the resource centre for all stakeholders and defaulters regardless of their background, to form a society that is literate in ethical collection and resolution procedures; We believe that every possible encounter is an opportunity for a harmonious resolution

We perform ALL legitimate recovery actions available in the market

No upfront charges, fees upon successful recovery which covers up to legal proceedings

Our solutions are tailored to achieve the lowest charges from as low as 10% onwards

We operate strategically to accept claims from as low as RM1,000 onwards

We provide alternative solutions to resolve debts with your Debtors without going to the court

We commit our actions to commence as soon as 5 working days

Our recovery actions extend till the administration of settlement agreements and collection of payments

We provide supporting documents for tax treatment of irrecoverable debts

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