Equifax

Equifax is a credit bureau that supplies credit information to both businesses and individual consumers. Its site is built around helping people see their credit file and protect their identity, while lenders and other firms use its data and analytics.

Services

• Credit reports and scores: individuals can request a copy of their report, and the firm notes that a personal credit check does not harm the score.
• Credit monitoring: alerts on changes to a credit file, sold as subscription plans for one adult or a family.
• Identity theft protection: monitoring, a credit report lock, help recovering from ID theft and removal of personal data from people-search sites.
• Business services: tools to verify information, prevent fraud, acquire and grow customers and recover debt.
• Bureau and analytics products: data and modelling solutions for lenders.

Customers and markets

Consumers checking their own credit, families wanting monitoring for children, and businesses that lend or manage customer risk.

Key facts

• Mobile app: myEquifax
• Consumer plans: an entry plan, a higher-tier plan and a family plan
• Free report: one free credit report is available each year