IBC, Inc.

Innovative Benefits Consulting, Inc (IBC) is a diversified financial services firm whose professionals specialize in creative life insurance solutions for affluent individuals, business owners and key employees We offer specialized solutions to clients with complex needs by developing, implementing and managing tailored life insurance programs Although IBC is centrally located in downtown Pittsburgh,our professionals provide services to clients across the United States

Our areas of specialization include:

• High Net Worth Settlements (Life Settlement Calculator) Our products are ideas We are positioned to identify, evaluate and integrate the newest techniques available to our targeted clientele Since 1983, the IBC design team has been carefully assembled to provide a combination of specialty skills and experience Our affiliations, alliances and networks allow favored access to a wide array of high quality resources in the financial services industry

IBC is an independent firm We work with leading financial services firms while maintaining our independence from any single product provider Instead, we work on the client’s behalf to obtain an appropriate product, price and design from among the many options available Our exhaustive selection process helps to ensure an appropriate fit for the client

Our style is consultative We frequently provide our specialized experience in collaboration with the client’s existing financial advisors Thorough risk analysis and complete disclosure are central to our practice

Client Confidentiality is a core value IBC can encrypt confidential email correspondence through Proofpoint TLS which can require login and authentication Confidential client information is submitted electronically using a secure web based application Physical files are under lock and key, and electronic files are password protected All employees must sign off on IBC's guidelines of Business Ethics and Conduct, including compliance with all laws regarding confidential client information