HMH Legal

A Mexican law firm that only acts for creditors

HMH Legal is a law firm in Mexico that works exclusively on behalf of creditors. It helps foreign companies sell on credit in Mexico, secure those sales, and collect what is owed if a customer does not pay. The firm says it has done this for more than twenty years for over a thousand international clients.

The problem it says it solves

The firm identifies two common mistakes among foreign sellers: entering the Mexican market with no plan, and handing overdue accounts to firms with no legal expertise, which can damage a sound claim. HMH positions itself as the credit and collections department that small and medium-sized exporters often lack.

Debt collection and litigation

Collection starts with amicable contact and negotiation, and the firm says lawyers rather than call-center staff handle claims and are ready to take them to court at once if needed. It covers litigation, judgment enforcement and international judicial assistance, throughout Mexico and in most Latin American countries. Cities named include Mexico City, Monterrey, Guadalajara, Tijuana, Veracruz and Cancun, and in Latin America it names Brazil, Colombia, Chile, Argentina and Peru.

Securing credit sales

To prevent problems before they arise, the firm drafts contracts and documentation that protect transactions and carries out due diligence investigations. It says it also helps credit managers explain stricter documents to their own sales teams.

Fees

Collection work runs on a no win, no fee basis, with the percentage depending on the size and age of the claim. For litigation it offers a choice of contingency, flat or hourly arrangements.

Five kinds of client

Its clients fall into five groups: foreign companies exporting to Mexico and the rest of Latin America, credit insurers represented in the region, collection agencies, banks and private lenders, and overseas law firms that need help with court proceedings or the enforcement of judgments in Mexico. It cites memberships of collection industry associations. Its stated working principles are a creditor-only focus, cross-border specialism, a network of collection lawyers built over twenty years, a defined process for each service and compliance with ethical rules on debt collection.