Finiata

Finiata’s platform offers proven credit solutions for a wide range of working capital use cases

• Real-time funding from application to payout in 15 minutes
• Transparent and predictable financing fees for SMEs
• Flexible repayment schedules based on business cash flows

We simplify Business Lending

• We provide the technology
• We handle compliance matters
• We help to bring the capital Finiata Platform provides the modular components you need to build a full-featured, scalable credit product for your small business customers

Create an account object with a single API request Onboard users, verify IDs, perform KYC, OFAC, sanctions, and MATCH list checks, and provision an account in seconds

Provide your own customer transaction data or allow the user to connect their bank account to retrieve a score, credit decision and offer

Disburse funds within seconds after negotiating and accepting a credit offer

Schedule direct debits, charge cards and reconcile bank transfers automatically and hassle-free

Providing cash flow advice

Provide cash flow advice to your clients with our Finiata Analytics AI, so they can take control of their finances and manage their businesses more efficiently

Find out how to fulfill your customer needs!

Integration types to meet your confidence level

Whether you want to focus on an accelerated go-to-market with no lines of code written or build for the optimal user experience embedded deeply into your product, Finiata has got you covered

Light integration 1-2 WEEKS

• Customize our user experience to match your brand
• Quickly start funding your customers or merchants

Deep integration 4-5 MONTHS

• Seamlessly embed our products into your existing user experience
• Facilitate full credit experience in the background

Solutions aligned with SME needs

Lines of credit for transport, logistics, and supply chains

Offer revolving credit lines to your customers, so they can have access to financing and cover their working capital needs

Drive loyalty and retain merchants by advancing money, so they can purchase new equipment and inventory when needed

Factoring Invoices or Trade Credit