About Guideline

Get what works for you—whether that’s a plan for your business and employees or an account for yourself

401(k) Customizable retirement plans for businesses of all shapes and sizes

Customizable retirement plans for businesses of all shapes and sizes

SEP IRA Popular retirement accounts for self-employed individuals and other small business owners

Popular retirement accounts for self-employed individuals and other small business owners

Compare 401(k) vs SEP IRA Flexible retirement accounts for first-time savers and experienced investors alike

Did your employer open a 401(k) or SEP IRA? Let’s set up your account We’ve always been bullish on minimizing costs to help people keep more of their money where it matters—in their retirement account

No transaction fees We don’t charge fees for one-off transactions like rollovers, loans, distributions or plan wind-downs

We don’t charge fees for one-off transactions like rollovers, loans, distributions or plan wind-downs

Low-cost investments The total fees for our managed portfolios are about 10x less than the industry average
3 Learn more The total fees for our managed portfolios are about 10x less than the industry average 3 Learn more
Fair pricing On Guideline 401(k) plans, employers cover plan administration fees
Employees are only charged an 0
08% annual account fee
4 On Guideline 401(k) plans, employers cover plan administration fees Employees are only charged an 0 08% annual account fee 4 See our Form ADV 2A Brochure for additional information regarding Guideline’s fees

Powerful tech at your fingertips

We use technology to your advantage—making things easier, faster and more secure on your journey to retirement

We’ve teamed up with top payroll providers to make setting up and managing a 401(k) seamless
See all payrolls We’ve teamed up with top payroll providers to make setting up and managing a 401(k) seamless
Manage your plan or account at any time—whether it’s your company plan design, your client’s roster, or your personal contributions and investments
Intuitive dashboardsManage your plan or account at any time—whether it’s your company plan design, your client’s roster, or your personal contributions and investments

Manage your plan or account at any time—whether it’s your company plan design, your client’s roster, or your personal contributions and investments

Our investment portfolios are professionally designed and rebalance automatically
See how it worksIntelligent investingOur investment portfolios are professionally designed and rebalance automatically
See how it works Our investment portfolios are professionally designed and rebalance automatically

Customer support specialists when you need them

Everything you need on the road to retirement can be done online—from setup to rollovers to distributions But if you have any questions along the way, our team of account specialists are here for you