HES Fintech

HES Fintech makes software for running a lending business. Its ready-made platform can also be customised, and it covers the process from loan application through to repayment.

The company uses artificial intelligence for credit decisions and debt collection, aiming to reduce manual steps and speed up approvals.

What HES Fintech offers

• Loan management software — origination, servicing and decisioning in one system.
• AI credit decisioning — automated assessment of applicants.
• Debt collection platform — AI-supported recovery tools.
• Borrower portal — a white-label application front end with KYC and KYB checks.
• Underwriting rules engine — scorecards and cut-off thresholds credit teams can change themselves.

Who it works with

Financial companies and lenders that want to automate their lending operations.

Key facts

• Product name: LoanBox
• Type: digital lending software
• Compliance: built with regulatory requirements in mind