Golden Dimension

Golden Dimension is a Ukrainian IT company that helps European financial firms meet the PSD2 open banking rules. Working with its German partner Adorsys, it built an XS2A access interface that has been put into use with accounts at more than 60 European banks, and it publishes much of its technology as open source on GitHub.

What Golden Dimension offers

• XS2A Core and adapter — an interface that lets third-party providers reach client accounts held by a bank, plus an adapter for connecting to many banks through one route.
• XS2A Sandbox — a test environment for PSD2 APIs, with a test suite based on the NISP specification.
• Banking Gateway — payment initiation and account information services that follow PSD2.
• DataSafe — GDPR-compliant storage for documents and account turnover data.
• Multibanking Service — retrieving and categorising account movements for third-party providers.
• Certificate-based authorisation — software that checks third-party providers offline using their certificates.

Who it works with

Banks, account-servicing payment providers and third-party payment providers across Europe. The website on file now appears under the GD Next GmbH name, which also lists solution design, quality assurance, cloud work and open banking consulting.

Key facts

• Based in: Ukraine
• Partner: Adorsys (Germany)
• Focus: open banking, PSD2 and GDPR