Income Harbor

Income Harbor Financial Group is a financial planning firm that helps families and business owners prepare for retirement. It follows a structured planning process and says it acts as a fiduciary, putting client interests first.

Products and services

• Retirement planning: a five-step process covering asset allocation, income planning, legacy planning and tax strategies.
• Life insurance: policies with living benefits.
• Indexed universal life: cover marketed for tax-free retirement income.
• Fixed indexed annuities: a product for retirement income.
• Ongoing reviews: regular check-ins and a secure online portal for a client's financial records.

Clients

Families and business owners across the United States. The firm says it believes good financial guidance should be open to people regardless of income or background.

Key facts

• Standard: fiduciary
• Founding advisor: a Certified Financial Planner professional
• Planning tool: a short risk questionnaire used at the start of each plan