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Innovate UK Innovation Loans

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Innovate UK loans for single UK SMEs with late-stage R&D projects in six Industrial Strategy sectors

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About Innovate UK Innovation Loans

Innovate UK Innovation Loans is a government-backed lender run through Innovate UK for UK small businesses with late-stage research and development projects. It offers loans to single UK SMEs, delivered through Innovate UK Loans Ltd, a subsidiary of UKRI. Applications begin with an expression of interest, and there is no submission deadline.

What Innovate UK Innovation Loans offers

  • Late-stage R&D loans: loans for late-stage research and development projects that meet the programme's criteria.
  • Project cost cover: loans that can cover up to 100% of eligible project costs.
  • Priority sectors: projects in six Industrial Strategy sectors.
  • Competitive process: loans are awarded through a competitive loans process.

Clients

Micro, small and medium-sized enterprises in the UK, applying as single companies.

Key facts

  • Delivered by: Innovate UK Loans Ltd
  • Submission deadline: None for expressions of interest

Profile written by TrustList from the business's own published information, Oct 2026.

Categories & features

Trust Score

4/ 100
Trust Score: New

An earned signal from verification, reviews, awards, transparency and engagement - the vendor can't buy it.

Verification
0/100 · 20%
Reviews
0/100 · 30%
Awards
0/100 · 15%
Transparency
18/100 · 20%
Engagement
0/100 · 15%
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Updated 9/17/2026

Rankings

As of 2026-10-11. Organic ranks only; sponsored placements are never ranks.

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