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Credit Guarantee Scheme for Startups (CGSS)

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A government credit guarantee scheme in Mumbai, India that backs loans and venture debt for DPIIT-recognised start-ups

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About Credit Guarantee Scheme for Startups (CGSS)

Credit Guarantee Scheme for Startups (CGSS) is a government-backed credit guarantee in Mumbai, India, run through NCGTC. It guarantees part of the debt that banks, NBFCs and SEBI-registered AIFs lend to DPIIT-recognised start-ups, so the guarantee goes to the lender rather than the founder.

What Credit Guarantee Scheme for Startups (CGSS) offers

  • Loan and venture debt guarantee: cover for loans, venture debt and other debt given to start-ups.
  • Guarantee cover: 85 percent of the amount in default on smaller loans and 75 percent on larger loans.
  • Member lenders: start-ups apply to a member lender or through the Jan Samarth portal.
  • Wider lender base: lenders can be banks, NBFCs or SEBI-registered AIFs.

Customers and markets

DPIIT-recognised start-ups that borrow from banks, NBFCs or SEBI-registered AIFs.

Key facts

  • Based in: Mumbai, India
  • Run through: NCGTC
  • Portal: Jan Samarth

Profile written by TrustList from the business's own published information, Oct 2026.

Categories & features

Trust Score

4/ 100
Trust Score: New

An earned signal from verification, reviews, awards, transparency and engagement - the vendor can't buy it.

Verification
0/100 · 20%
Reviews
0/100 · 30%
Awards
0/100 · 15%
Transparency
18/100 · 20%
Engagement
0/100 · 15%
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Updated 9/17/2026

Rankings

As of 2026-10-28. Organic ranks only; sponsored placements are never ranks.

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