Innovify

Innovify is a digital product studio that builds software for mid-to-large businesses and fintech firms. It works from the UK and USA and describes delivery on both on-shore and nearshore terms. Its current focus is AI-native products and agentic AI, alongside embedded finance.

What Innovify offers

• AI-native product engineering — builds products and platforms that use AI as a core engineering capability.
• Agentic AI — puts AI agents to work safely inside business processes.
• Legacy modernisation — updates older technology so it can scale.
• Embedded fintech — adds financial features, such as buy now pay later platforms, to products a client already runs.
• Agentic payments controls — engineers identity, authorisation, fraud and audit controls for AI agents in live payment flows.

Who it works with

Mid-to-large enterprises, banks, payment service providers and fintechs, plus start-ups. Past projects named on its site include a semiconductor design platform, communication APIs and a peer-to-peer mortgage marketplace.

Key facts

• Markets: UK and USA
• Approach: user-centred design, lean and agile methods, on-shore and nearshore delivery
• Track record: over 120 solutions delivered, according to its site