SPAYT

SPAYT is a payments app that works as a virtual point of sale. It processes payments from international cards through a cloud-based till integration. The company positions it as a replacement for conventional card terminals.

What SPAYT offers

• Virtual POS — accepts international card payments without a physical terminal.
• Ordering and billing — automates ordering, billing and payment from a phone.
• Geolocation marketing — channels for up-selling and cross-selling based on a customer's position.

Who it works with

It is aimed at brick-and-mortar businesses wanting to digitise how they sell. The company says it lets them automate the selling process, move away from card terminals and open extra routes for marketing to nearby customers.