SAP Concur

SAP Concur makes spend management software covering travel, expense and invoice handling. Companies of all sizes use it to see where money goes and to apply spending policy. Its site describes AI features running across the three products.

What SAP Concur offers

• Concur Expense — captures receipts automatically, builds reports and applies policy changes straight away.
• Concur Travel — a booking tool with an AI assistant trained on a company's own policy, working with any travel management company or GDS.
• Concur Invoice — automated accounts payable that helps prevent duplicate or wrong payments and gives live visibility of cash flow.
• Integrations — connects to existing finance systems, including ERPs.

Who it works with

Finance teams, travellers and employees in businesses from small firms to large enterprises.

Key facts

• Integrations: more than 300 pre-built connectors, plus open APIs
• Recognition: named an AI leader in an IDC MarketScape for travel and expense software, 2025