QwikFile

QwikFile.net provides an online questionnaire that guides individuals through preparing their own Chapter 7 bankruptcy filing without hiring an attorney. Users create an account, answer questions about their assets and finances, and can import their debts automatically from a credit report. Once the questionnaire is finished, the completed forms are printed and signed by the user, who then files them at their local bankruptcy court. The site states that in most cases no court hearing is required, beyond a short meeting with a bankruptcy trustee that creditors rarely attend. It notes that completing a pre-bankruptcy counselling course and a post-filing financial management course is a required part of the process, and says its forms are accepted by bankruptcy courts across the United States.