Pliant

Pliant announced an 80 million dollar Series C on 4 November 2026, led by Seaya Nova and Speedinvest, with Illuminate Financial, Motive Partners and Molten Ventures taking part. The Berlin company says it has doubled its business in each of the last three years and recently passed 100 million dollars in annual recurring revenue. The money is earmarked for expansion in the US and Canada, further international markets and its AI roadmap.

Cards, accounts and spend control

The product list on its home page starts with business cards in many forms: physical, premium, virtual, single-use, travel purchasing, fleet, benefit and insurance claim cards. Alongside them sit business accounts for global payments, foreign exchange and transfers, and credit and financing. Spend management covers real-time monitoring, spend controls, receipt management and accounting automations, with accounts payable automation and connectors for accounting, invoice management, travel expense and HR systems.

Payment infrastructure for other companies' products

Pliant also sells its stack to businesses that want to offer payments themselves. White-label apps and UI components, a Pro API and a Cards-as-a-Service API come with documentation, changelogs and status pages. Its Card and Spend OS is aimed at banks, and program management, compliance and enablement services support partners. The press release says customers include travel, insurance and AI-native companies, plus banks, fintechs and software platforms building their own offers.

Agentic payments and the AI roadmap

Agentic Payments, described as cards and accounts for AI agents, is in early access, and in-app Agentic Workflows are listed. A Pliant for Agents use case describes an MCP server through which third-party agents such as Claude and ChatGPT can connect. CEO and co-founder Malte Rau said in the release that the funding will help open more of the infrastructure to AI agents.

Licences behind the cards

EU cards are issued by Pliant Oy, an authorised e-money payment institution supervised by the Finnish Financial Supervisory Authority. In the UK, cards are issued by Transact Payments Limited, regulated by the Gibraltar Financial Services Commission. The company states it is a principal member of Visa and Mastercard, works with regulated partners in the US, is a PCI DSS service provider and holds ISO 27001:2022 certification.

Key facts

Founded: 2020 (company statement) Headquarters: Berlin, Germany People: Over 300 employees across eight offices; Malte Rau, CEO and co-founder Funding: 80 million dollar Series C, led by Seaya Nova and Speedinvest (4 November 2026) Card coverage: Commercial cards in 13 currencies across 32 countries (company statement) Certifications: PCI DSS service provider, ISO/IEC 27001:2022 Pricing: Not published; a pricing page is linked Website: getpliant.com