Nucleus Software

Nucleus Software builds core software for lenders and banks, split between digital lending and transaction banking for corporate customers. The company is listed in India, and its resources cover banks and financial institutions, with material aimed at lenders in Africa.

What Nucleus Software offers

• Digital lending platform — handles the loan lifecycle from origination through servicing to debt collection.
• Specialist lending products — separate systems for gold loans, SME and corporate credit, vehicle finance, microcredit and interest-free banking run on Shariah rules.
• FinnAxia transaction banking — a modular suite for receivables, payments, liquidity, supply chain finance and corporate trade.
• FinnAxia add-on modules — digital corporate banking, electronic bill presentment and payment, and digital trade finance.
• API products and digital cash — interfaces that link lenders to the wider financial ecosystem, plus a cash product meant to work both online and offline.
• Customer engagement platform — a technology layer for banks to interact with their own customers.

Who it works with

Its products are aimed at banks, lenders and other financial institutions, covering retail, SME and corporate business, with a dedicated services offer for institutions in Africa.

Key facts

• Based in: India
• Legal entity: Nucleus Software Exports Ltd
• Partnership: has published joint material with Red Hat on AI in banking
• Recognition: named an example vendor in a 2026 Gartner market overview of commercial banking cash management