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IT Product Company

Juvo

Mobile-based credit scoring for people with no formal credit history, used with mobile network operators

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TrustList summary

Juvo is a financial identity company that builds credit scores from mobile phone data. It works with mobile network operators to give people without formal credit records access to financial services. Its scores support airtime lending and cash loan products, mainly in Brazil.

What Juvo offers

YEScore credit scoring: a predictive score built from mobile phone usage data.
Airtime lending: small credit for prepaid mobile users, decided on Juvo's scores.
Cash loans: loans secured against the phone, offered through network partners.
Identity scoring technology: scoring that uses data science and machine learning to build identity-based relationships with prepaid users.

Clients

Mobile network operators and the prepaid mobile users they serve, including people with no formal credit history.

Key facts

Team: 55 employees
Countries: transactions in 25 countries across four continents
Platforms: mobile network operator partners

Summary written by TrustList from the business's own published information, Oct 2026.

Categories & features

What the business tells TrustList

Number of staff: 55 people evidence sent

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