Fonds de solidarité FTQ

Investment Account with FlexiFonds: Keep investing beyond your RRSP and TFSA

The amounts you invest in your TFSA may be tax-sheltered, but you can't save more than your available contribution room as established by the Canada Revenue Agency The same is true for RRSPs—each year, your contribution room is established in accordance with the income you reported the previous year

Conversely, an investment account has no contribution room limits If you've already maxed out your TFSA and RRSP, an investment account can be a welcome addition to your savings portfolio, especially if you're looking to carry out a particular project

Learn more about the Investment Account with FlexiFonds

The benefits of saving with FlexiFonds

The flexibility to withdraw

FlexiFonds savings solutions offer greater withdrawal flexibility compared to the RRSP+ with the Fonds because the amounts invested in them can be withdrawn at any time, free of charge1, to help you make your plans come true

Since the value of FlexiFonds mutual funds can fluctuate over time, our specialists generally recommend that savers hold their savings over an investment horizon of at least three years

3 mutual funds adapted to your savings plan

Your investor profile is the starting point for assessing which of the three FlexiFonds mutual funds is best suited to your needs: Conservative, Balanced or Growth It is determined when you open a new savings vehicle with FlexiFonds, based on your answers to a short questionnaire that assesses factors such as your main savings objective, investment horizon, and risk tolerance

Investments with a strong focus on Québec

With 70% of their assets related to Québec's economy, our new products are in line with the Fonds' mission to support Québec's economy Our savings solutions are unique on the market and highly invested in Québec since one-third of their assets consist of shares of our labour-sponsored fund

Cédric is planning to renovate his kitchen by investing in a TFSA with FlexiFonds

Find out how a TFSA with FlexiFonds can help him achieve his goal!

Cédric would like to renovate his kitchen in the next five years He already has $3,000 set aside, which he intends to invest in a TFSA with the FlexiFonds Growth Fund He calculates that if he adds $150 per bi-weekly paycheque to this amount, his portfolio could grow to $25,379 in five years, based on a 5% return He would gain a potential $2,879 in tax-free earnings2 — and be able to reach his savings objective faster! Discover the TFSA with FlexiFonds

Cédric, 32 years old

Savings habits: $150 per paycheque, every two weeks

Manage your finances and bring your projects to fruition with our budget tool

Whatever your project, whether you're looking to purchase a home, planning to have a baby, or shopping for a new car, you can reach your savings goals with our budget tool.

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Most frequently asked questions

Ready to save with FlexiFonds to carry out a project?

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A mini glossary to help you better understand the TFSA

Your TFSA: More than just a savings account

Saving in a TFSA at every stage of life

Conditions may apply, please read FlexiFonds' prospectus

Given that Cédric has sufficient TFSA contribution room, is financially stable, and already has an emergency fund for his short-term needs Please note that FlexiFonds funds are not guaranteed, their value fluctuates, and past returns are not indicative of future returns