ThreatMetrix

Fraud is rising and customers expect checkouts and sign-ins to stay quick, which is the tension this risk decision product is built around. ThreatMetrix sits inside the LexisNexis Risk Solutions range and is pitched as a single engine that decides, in real time, whether an online interaction looks trustworthy.

One decision engine for risk

The product page describes unified risk technology: real-time insight drawn from one of the largest digital intelligence networks, shared intelligence from a community of fraud experts, and models calibrated to each customer's risk appetite. The aim stated on the page is more precise, more automated risk decisions that protect customers while keeping the journey smooth.

The network behind the signals

Customers draw on the LexisNexis Digital Identity Network, which the vendor describes as one of the world's largest and most varied sources of digital identity intelligence. Members receive shared real-time signals and fraud feedback, helping them separate risky interactions from trustworthy ones across dozens of industries.

Models and policies you can adjust

AI-driven models are trained on data from thousands of customers and analyse subtle fraud patterns and correlations. The decision engine lets a team write its own processes and data into policies and automate responses to online transactions. The vendor says a self-service, no-code environment allows rulesets to be deployed in under a day, and that models can be put live quickly and refined as new insights arrive.

The case the vendor makes

The page cites a 19 percent year-on-year rise in the global attack rate in 2023 and a survey finding that 76 percent of consumers say knowing a company uses advanced identity verification would influence their choice of service. These are the vendor's chosen figures.

The wider LexisNexis Risk family

Navigation on the pages around the product shows the industries LexisNexis Risk Solutions serves, from debt collection and banking to government agencies, hospitals, insurers, police and public safety bodies, corporations and non-profits. Related offerings named there include financial crime compliance, fraud and identity management, credit risk assessment, customer acquisition, payments efficiency, and investigations and due diligence.

ThreatMetrix is a risk management product from LexisNexis Risk Solutions. It helps organisations spot fraud and decide, as each customer interaction happens, whether it can go ahead.

What ThreatMetrix offers

• Real-time risk decisions: a single decision engine that scores each interaction using live data and machine-learning models.
• Shared intelligence: signals drawn from a large network of organisations across industries, plus input from fraud specialists.
• Tailored rules: models and policies adjusted to the risk appetite of each customer.
• Fraud and identity protection: checks aimed at stopping fraud while keeping the customer journey smooth.

Who it serves

The product serves businesses that operate online and need to protect customers while still growing, with financial services among the sectors LexisNexis Risk serves.

Key facts

• Provider: LexisNexis Risk Solutions
• Approach: AI-backed models combined with a cross-industry data network
• Support: fraud experts work alongside customers