Cornerstone Company

Our insurance professionals walk you through each phase of the insurance process to craft an insurance program that fits your unique needs We analyze your level of risk tolerance, your risk exposure, the coverages you want and need, risk financing options and more to create the best solution for you Our goal is simple: Create an insurance program for you that provides the best combination of coverage, service, and price

We can assist with all lines of business insurance, including general liability, property, workers compensation, umbrella or excess liability, professional liability, pollution liability, management liability, surety bonds and more We also offer a variety of Captive Insurance Solutions, and we offer specialized programs for industries including mergers & acquisitions, senior living, construction, real estate, micro & craft brewing, manufacturing, municipalities, transportation, life science and technology

For our commercial clients, we also provide a variety of risk management services including enterprise risk management, loss prevention and claims management of current and legacy claims We have people in your corner who will advocate on your behalf and often turn a problematic situation into an opportunity We will assist our clients in everything that happens from the date the claim is reported to the date the claim is closed In collaboration with your organization, we can develop claims handbooks and/or risk management manuals

AssuredPartners will partner with you by providing ongoing assistance, consultation and service that will help you control your insurance expenses and promote workplace safety

Our team of employee benefits specialists is committed to designing programs that align with your company goals, make economic sense, have a positive impact on organizational performance and maximize employee satisfaction Starting with in-depth analysis to determine your organizational objectives for attracting, retaining and rewarding talented employees while managing costs, we'll utilize our blend of expertise and creativity to develop a comprehensive benefits plan to include funding approaches, implementation strategies and management results that specifically curated to meet the needs of your business

We provide a variety of products and services including employee health insurance, HRAs and HSAs, prescription drug programs, long-term and short-term disability, group life insurance, dental and vision care, voluntary options and wellness plans We can also assist with advisory and compliance services, HR consulting, technology and analytics solutions, benefits administration and more

Our compliance services include COBRA administration COBRA administration requires providing timely notifications and notices to the correct party as well as collecting appropriate premiums at the right step of the process Our professional team guides employers through the COBRA compliance components We help eliminate any frustration or concern that the correct administrative steps are being completed on time

AssuredPartners consultants help you navigate the options available in payroll systems Once we help you identify the right technology, we implement the product, train your employees on the functionality, and provide ongoing support to ensure the software is used to its fullest We offer reliable, friendly representatives who are familiar with our clients’ circumstances Instead of speaking with a different representative every time you have a question, you will develop a relationship with a knowledgeable consultant who is accustomed to each important aspect of your company

Our personal insurance team is dedicated to finding the right insurance protection for your personal possessions and assets by working closely with you to understand your specific needs and creating a customized protection package based on your unique circumstances

We work with top-rated insurance carriers to provide the best products, including home and auto insurance, personal liability, umbrella, coverage for recreational vehicles and much more We also have specialized programs available for those with high-net-worth assets, including high-value homes, fine arts and collections, coastal properties and secondary homes, high-value and collector cars, domestic workers compensation, aviation and more

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Clients of C.J. Thomas Company: