HHM Wealth Advisors, LLC.

Fee-based wealth management and financial planning in Chattanooga

HHM Wealth Advisors, LLC operates as a Registered Investment Advisor in Chattanooga and runs on an independent, fee-based model. Its stated priority is the client, and it works with individuals, families, businesses, organizations and nonprofits, offering financial planning and portfolio management with a proactive and personalized plan for each. Its advisers together bring more than a century of experience. Clients are assessed, given a comprehensive recommendation, put into an implementation plan, and then monitored and reviewed as their circumstances change.

Retirement, estate and succession planning

Later-life planning covers income and lifestyle decisions for retirement. Estate and family planning helps clients arrange the succession of their assets, and business succession planning covers owners who need to pass on or sell a company. The firm also offers tax minimization strategies and 401(k) consulting for employers who sponsor retirement plans, along with insurance services and access to the SmartVestor program.

Investment management through a committee

Portfolios are managed by an Investment Management Committee. Each adviser can depart somewhat from the committee's approach, but the committee provides the framework for portfolio decisions. The firm also runs a nonprofit portfolio management service for mission-driven organizations and foundations, which need a plan that supports both their finances and their purpose. Its advisers are the people who handle each client's plan day to day, and the firm says its partners serve clients directly.

SmartVestor, community commitments and local recognition

HHM Wealth offers the SmartVestor program, a financial literacy-based investment approach. The firm invests in its local community through financial support and through serving on the boards of area organizations. It reports local recognition in Chattanooga for eight consecutive years, and it treats client service as its first priority, with resources available by phone, email, text or in person.