Financial Planning Hawaii

Are You on Track to Meet These Common Planning Objectives?

The applications below help address investors’ greatest fear – If things go badly in the markets will I still be okay? (Will your nest egg last?) (Will you have enough if returns are below average? (Are you using the right 529 Plan Strategy?

• What Planning Topics Does “Comprehensive Financial Planning” Include? The core elements of our comprehensive planning reviews include:

• IRA and Small Business Retirement Plans (401(k), Defined Benefit Plans, etc)

• Asset Registration and Beneficiary Designation Reviews

• Retirement Savings and Retirement Spending Stress Testing

• Education Planning and Funding

• While no part of our review or findings should be construed as specific tax or legal advice, and important element of our review is to raise awareness of potential tax and legal risks and opportunities We encourage clients to share these insights with their CPAs and/or attorneys are willing to facilitate those discussions upon request

• What Is Your Financial Planning Process? The generally accepted 7-step financial planning process is as follows: Step 1: Learn the client’s background information and financial circumstances

Step 2: Identify client’s specific financial planning goals and objectives

Step 3: Analyze the data that has been gathered in relation to the goals and objectives Step 4: Develop a written plan and recommendations Step 5: Present the plan Step 7: Ongoing monitoring Our one-time fee-only planning reviews encompass steps 1-5 Clients may elect to engage us over time to cover steps 6 & 7 under a separate agreement if they choose See also - Client Services

• Are There Any Unique Services You Offer? Yes While many financial planners present a document as a financial plan, in addition to our written summary, analysis, and recommendations, all FPH clients receive access to an online platform that enables them to centralize and organize all aspects of their financial lives The platform is free for all asset-based clients Access to the platform is free for 90-days for our fee-only clients and is available for $25/month thereafter

Additionally, all clients have permanent access to our free proprietary password management software, Password Guru, and our own interactive retirement spending and retirement saving software We also offer a unique service that helps clients expeditiously and inexpensively get their estate planning documents drafted and implemented

For more details, visit our Client Services page

Powered by Nest Egg Guru Nest Egg Guru makes client facing software to help financial advisors engage with and educate clients and prospective clients The company was co-founded by J R Robinson and is the sister company to Financial Planning Hawaii

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