Accion Venture Lab is a leading global early-stage investor in inclusive fintech startups We believe access to well-designed, affordable financial services allows low-income individuals and small businesses around the world to grow and prosper

Investing since 2012, and backed by third-party commercial and impact investors, Accion Venture Lab has invested in more than 60 innovative, early-stage companies operating in over 35 countries We provide inclusive fintech startups with smart capital, taking a hands-on approach through active governance and our unique Portfolio Engagement function, which provides targeted strategic and operational support to our portfolio companies We typically invest up to US $1M in early-stage startups and can continue to support companies as they grow through follow-on capital that drives scale We look for startups that are leveraging new technologies, data, and analytical tools to acquire, engage, and serve previously underserved individuals and small businesses We like innovations in product, customer acquisition, and engagement approaches, and we support cutting-edge startups in embedded finance as well as the intersection of financial services and other sectors (agriculture, logistics, commerce, education, health, etc) We are excited about new approaches that focus on financial health and building financial capabilities as they provide critical products and services to consumers

Accion Venture Lab portfolio

Digital platform providing salary on demand to workers in the Philippines Inventory procurement and financing B2B platform for agri-retailers in India Alternative credit scoring for thin-file customers Tech-enabled smallholder agriculture financing

Providing full-stack digital farm management, market linkages, and financial services to aquaculture farmers in India Lending to MSME industry clusters [Exited] Supply chain financing for SMEs Smartphone card-reader for broader merchant acceptance [Exited] Payments via mobile airtime [Exited] Investment platform for SME marketplace lending [Exited] Credit building and financial advisory services Provides high-quality credit to entrepreneurs using alternative data Big data for credit underwriting [Exited] Alternative credit scoring leveraging innovative data sources Platform and financing for FMCG retailers and wholesalers PlatFin for data-driven supply chain management, distribution services and working capital financing for pharmacies Online working capital finance for SMEs Platform and financial tools for food trucks Asset-backed loans and vehicle insurance for underserved consumers in Colombia Online technology courses financed via income share agreements (ISAs) Digital payment app with consumer credit line [Exited] App-based banking solution providing credit, savings and access to a pre-paid card for the underserved Builds digital banking, payments, and software tools to boost SME growth and productivity Merchants mobile money acceptance and cash advance Liquidity & digital business tools for mobile money agents Insurance-as-a-Service provider that enables consumer-facing businesses in Africa to design and deploy insurance products SME e-invoicing and invoice solution Online lender for MSMEs Digital platform that connects blue-collar workers with employment opportunities & financial benefits Mobile banking tech to provide remittance options to migrant workers Provides credit and digital business management tools to MSMEs Agricultural insurance to smallholder farmers in Africa and India Affordable credit for healthcare